Archives for the ‘401K’ Category

What Should You Do in a Bear Market?

Written By • Sep 22nd, 2015

As every investor knows, the markets have been especially volatile lately. Ok, now what? You’ve probably heard the advice to ride through market turbulence. That is good advice, but it needs to be repeated regularly because too many folks don’t heed it – even people who should know better. Last week a reporter for a […]

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The Worst 401(k) Advice Ever

Written By • Jun 5th, 2015

In our society, those who step the furthest outside of conventional norms tend to get the most attention. See: Kardashian, Kim. Which brings me to today’s topic. James Altucher has been getting lots of attention lately because of a 62-second video he posted for Business Insider. The video’s target audience seems to be millennials, folks […]

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Will Your 110th Birthday Be Happy? The Financial Risks of Longer Life.

Written By • Mar 30th, 2015

Did you see the “Killing Cancer” story on 60 Minutes this past weekend? The TV newsmagazine, in a rare move, devoted two of its three main segments to what may turn out to be a major breakthrough in fighting the dreaded disease. Scientists and physicians at Duke University are using a modified polio virus to […]

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Don’t Bet on The “Best.”

Written By • Feb 14th, 2013

The cover story of Barron’s February 11, 2013 issue is “The Best Fund Families of 2012.” To be blunt, it’s a ridiculous attempt at helping investors choose mutual funds. There is plenty of text, but like most people I first turned to the chart which ranked the largest 62 mutual fund families.  I wanted to […]

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Now Showing: Retirement Plan Fees

Written By • Jun 20th, 2012

If you have a 401(k) or other retirement plan, the curtain will soon be lifted to reveal the fees you have been paying. Most likely, you either didn’t know you were paying fees, or you had little idea about what the fees were or how big a slice they took from your nest egg. New […]

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The Three-Legged Stool.

Written By • Feb 14th, 2012

After more than a quarter century of working with investors, I can list with some certainty the three factors that most affect client investment returns: market movement advisor investment selection client behavior None of us can do anything about the movements of stock and bond markets; they will do what they will do.  And of […]

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Buying Opportunity for Mutual Funds?

Written By • Jan 31st, 2012

The best time to invest is when others won’t.  Now appears to be one of those times. Stocks, by at least one historical yardstick, appear cheap. Specifically, the stocks that comprise the Standard & Poor’s 500 Index are trading at 13.7 times profits; that is a terrific number when compared to the historical average of […]

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Et tu, Matthew?

Written By • Nov 11th, 2011

I thought I couldn’t be shocked anymore with stories about mis-deeds in the financial world. But this article really set me back on my heels. Matthew Hutcheson is, or perhaps I should say – was – a man I respected greatly.  He has been a highly visible leader in the fight to protect employees from […]

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Stable-Value Funds Can be Shaky

Written By • Oct 11th, 2011

A type of investment known as stable-value funds are available only in tax-deferred plans.  As implied by the name, these funds are meant for conservative investors. They can often be a good choice, and many 401(k) plans have them on the menu. While money market funds are currently offering almost nothing in terms of interest […]

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They Swing for the Fences… and Strike Out

Written By • Jul 14th, 2011

Do you know the names Bruce Berkowitz, Kenneth Heebner or Bill Miller? Unless you’re a mutual fund geek, you don’t. But to people like me who live in that world, those gentlemen are stars in the fund manager universe.  Each has been singled out, over the years, for posting some pretty spectacular performance numbers. Which […]

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