Archives for the ‘Mutual Funds’ Category

What Should You Do in a Bear Market?

Written By • Sep 22nd, 2015

As every investor knows, the markets have been especially volatile lately. Ok, now what? You’ve probably heard the advice to ride through market turbulence. That is good advice, but it needs to be repeated regularly because too many folks don’t heed it – even people who should know better. Last week a reporter for a […]

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Will Your 110th Birthday Be Happy? The Financial Risks of Longer Life.

Written By • Mar 30th, 2015

Did you see the “Killing Cancer” story on 60 Minutes this past weekend? The TV newsmagazine, in a rare move, devoted two of its three main segments to what may turn out to be a major breakthrough in fighting the dreaded disease. Scientists and physicians at Duke University are using a modified polio virus to […]

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Stay Cautious with High-Yield.

Written By • Jul 29th, 2014

As you well know, interest rates are achingly low; short-term rates are near zero. That’s why investors seeking a better return are looking in all kinds of nooks and crannies of the investment world, places which might be beyond their normal level of comfort or expertise. A brief reminder about higher rates: there is generally […]

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Don’t Expect a Bond Crash

Written By • Aug 26th, 2013

  A number of clients have been asking about the risks involved with bonds and bond funds, now that it appears interest rates may start to rise. After all, they correctly point out, when rates rise, bond prices fall. Jack Bowers has touched on this in the newsletter, and I want to amplify and add […]

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The Smart Way to Pay for College

Written By • Jun 18th, 2013

When it comes to paying for your kids’ college, procrastination can be a costly mistake. Just how costly? According to a new study by mutual fund firm T. Rowe Price, borrowing to pay for tuition, rather than saving and investing ahead of time, can effectively double the cost of your child’s education. As you may […]

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Lavish Hedge Fund Paydays – Just Not for the Investors

Written By • Apr 16th, 2013

Profits are good. You love profits, I love profits. But with some regularity a few titans of the financial world take home mind-boggling profits, and you have to wonder, why? Did they really deserve it? An article in The New York Times of 4/15/13, documented how a handful of hedge fund managers made massive amounts […]

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The Sequester and Other “Calamities.”

Written By • Mar 8th, 2013

 The stock market’s response to the “sequester”—Washington’s $85 billion in annual spending cuts that took effect March 1st—wasn’t what many expected. After the nation’s leaders failed to reach a budget deal to avert the painful budget cuts, the market, many assumed, would have fallen like a rock. Instead, it didn’t do much of anything; investors […]

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Don’t Bet on The “Best.”

Written By • Feb 14th, 2013

The cover story of Barron’s February 11, 2013 issue is “The Best Fund Families of 2012.” To be blunt, it’s a ridiculous attempt at helping investors choose mutual funds. There is plenty of text, but like most people I first turned to the chart which ranked the largest 62 mutual fund families.  I wanted to […]

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Is Cash Really a Safe Choice?

Written By • Dec 19th, 2012

  When you think you see storm clouds hovering ominously over the markets, it’s only natural to consider moving to a safe harbor. Right now, many people fear that turbulent times lie ahead, whether because of the so-called Fiscal Cliff, Europe’s drag on the world economy or other factors. And many of those folks, wanting […]

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The “Fiscal Cliff”… A Reality Check

Written By • Nov 16th, 2012

For months, you’ve been hearing about the “fiscal cliff.” Specifically, $500 billion in tax increases and across-the-board spending cuts are scheduled to take effect after Jan. 1 unless President Obama and Republicans reach a new deal to reduce the deficit. The political parties created the deadline last year as a way around their debt-ceiling impasse. […]

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